I'm a teacher. I speak all over to whoever will listen. I have written code that you've used. I've been blogging for over a decade and podcasting for about half that. I speak, code, write, empower, promote, braid, learn and listen - usually not in that order.
Most people require a loan at some point in their life. There are many specific types of loans that you can choose from. However, you should be clear about the main differences between bridging loans and bridging finance, in the event you are offered either of these products.
Bridging finance is usually available to larger organisations, building contractors for instance or property developers who will get regular injections of finances from clients who have purchased properties from the developer. Thus, bridging finance can aid a developer to complete their project with easily available funds, secured against the development, while being reimbursed by clients. These loans are far less risky for the lender because the property developer or borrower will acquire a secured cash flow from customers. The lender knows that there is property acting as security against the loan which can be realised in case the borrower has difficulty repaying the loan for any reason. In addition to property developers, homeowners who have decided to sell a home and invest in a new one may do so with bridging finance also. The bank will advance the cash for a lower rate of interest than market rate to get a brand new house while they wait for the payment from selling the family home. However the time period during which the bridging loan needs to be repaid depends on the lenders terms.
A closed bridging loan http://www.financemyhouse.net, for instance, will need to be repaid in a pre-determined time frame (hence the term closed bridge), whereas an open bridging loan may have a more flexible repayment term.
Bridging loans are short term loans which are generally given to smaller clients or companies for periods ranging from a few weeks to few years. Interest rates on this type of bridging loan will be above bank rates to reflect the risk to the lender and the cost of realising the value of any assets used as security if the loan is defaulted on. There may also be a lower loan to value (LTV) on such loans in order to minimise the lenders risk. However, if you repay the bridging loan within the specified time period, you are able to close these loans in advance of the agreed term, often incurring mo exit fees.
Bridging loans have become much more popular in recent times due to the reluctance of mainstream lenders to lend to ?risky clients? post credit crunch. They are often used to solve cash flow issues, caused by a large tax bill for example, and they can be returned and closed when the issue has been resolved.
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Masthaven? has been offering bridging loans since 1983 and the company prides itself on? its transparency. There are no hidden fees in our terms, hence the company?s? clients don?t get any nasty surprises upon completion.
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Additional? benefits of using Masthaven are there are no exit fees ? ever ? and interest is? charged on a daily basis. This combined with Masthaven?s market leading rates? means that the borrower is really getting the best deal out there in the short? term lending arena.
PR24x7 Network Limited offers result oriented services
Public relation services given by different PR companies are evaluated on the basis of results given by such companies to their customers. You can find several PR companies assuring for quick disposal by various means, but only few companies are able to satisfy the customers by fulfilling their needs. PR 24?7 Network Limited the leading PR Company of country is such a company which has been acclaimed by their customers for result oriented services. The company has been providing following services to valued customers from seven years:
Relation management
Digital PR
Releases in Urdu news papers
Press conferences
Press releases
News tracking
Issue management??
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PR 24?7 Network Limited is ?Different? from others because it:
Has its own network in 15 states and 50 cities of India.
Has rich experience of issue management.
Is proving company?s name by working for 24 hours in three shifts throughout seven days.
Has won faith of customers by providing effective services.
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PR 24?7 Network Limited has shown stupendous growth in business from 2006 the year of inception. Against the business in the FY 2006-07, the growth in FY 2012-13 is 1550%, really a matter of pride for a PR company with 7 years of age.
USP
ISO 9001:2008 Certified Company.
SA 8000:2008 Certification for Implementing Corporate Social Responsibilities.
Outstanding Communication capabilities.
Ranks among the leading and most respected public relations Companies in Hindi belts
Sound knowledge of mainline, business, trade and specialist media throughout India.
Excellent relationship with journalists at all levels: publisher, editor, senior correspondents and reporters.
Long standing personal association with the media community enables us to pitch well to the right journalism and helps in getting information about features and stories being planned.,
Exhaustive up to date all India databases of journalists covering various sectors from print and electronic media and wire agencies.
Our API directory now includes 40 reviews APIs. The newest is the Open Game API. The most popular, in terms of mashups, is the Shopzilla API. We list 27 Shopzilla mashups. Below you?ll find some more stats from the directory, including the entire list of reviews APIs.
In terms of the technical details, REST and JSON lead the way. There are 31 reviews REST APIs and 2 reviews SOAP APIs. Our directory lists 25 reviews JSON APIs and 23 reviews XML APIs.
The most common tags within reviews are 13 recommendations reviews APIs, 12 social reviews APIs and 7 shopping reviews APIs.
On the mashup side, we list 60 reviews mashups. We named VitaminsMatch as mashup of the day in May.
For reference, here is a list of all 40 reviews APIs.
??Adegga API: Social Wine Discovery service
??Allogarage API: French car dealership reviews and recommendations
??Aviresto API: French restaurant guide
??Best Buy BBYOpen Reviews API: Shopping reviews service
??blippr API: Recommendations service
??CNET API: Shopping services
??Cogix Ratings API: Survey Creation Service
??coRank API: Distributed user reviews service
??DealerRater API: Automotive Dealer Review Service
??Disc Golf Course Review API: Disk Golf Course Review Service
??Filmaster API: Movie review and recommendation service
??Foodspotting API: Food review and sharing service
??gdgt API: Consumer electronics review site
??Get Satisfaction API: Distributed product support services
??Google Base API: Platform for structure and semi-structured data
??High Gear Media API: Automotive reviews and news
??iDreamBooks API: Book review application
??LemonStand API: Ecommerce Shop Creation Service
??LouderVoice API: Review and comments service
??Mombo API: Social movie review service
??New York Times Movie Reviews API: NY Times newspaper movie review archives
Chris Kippenberger has an impressive resume: he's helped make music videos for Ridley Scott Associates. He worked behind the scenes in the adult industry. He's built his own drones. So how exactly did he end up making some of the prettiest car videos online?
"You get a pretty clear understanding about how male traffic moves and converts," explains Kippenberger, talking about what he learned working on the tech side of the adult industry. "Pretty similar to car videos, just guys can watch those at work."
The Internet is filled with flashy car videos these days. It used to be that Top Gear (which can cost $1 million per episode) was the only game in town, but now anybody can get a GoPro and a Canon, post their videos online, and get some quality car porn online. Nobody makes as many beautiful, affordable, consistently interesting car videos as Kippenberger, and he has a career in some of the weirder parts of the film world to thank.
Before I go on, let me say that his work is unforgettable.
His drone?s eye view of the N?rburgring debuted in January 2012 and not only was it amazing how good the video looked, but how he was able to get his shots. Renting a helicopter for a day could cost $50,000. Kippenberger's drone started off as a $630 XAircraft X650V-4. He was getting an unthinkable view for such a reasonable budget.
He's also well known for "Kart Kids" from last Fall. One the one hand it's an adorable short about a nine-year-old racer Curtis explaining 'how grip works,' but on the other, it's just an awesomely shot film on karting itself. The drone work is outstanding.
And what's always surprising about Kippenberger's videos is how he gets access to some of the most interesting people the car world. How else would we know about Heidi Hetzer, the 75-year-old former race car driver who now plans on driving a 91-year-old car around the world?
For car enthusiasts, it was like watching a dream.
And he can really shoot. In the 911 video above, Chris directed the shots from inside the car, while driving. Over speaker phone he (below, right) called his partner Marcus Gelhard (below, left) who was stationed down the mountain with the drone's remote controls. That's just cool.
So how did Kippenberger build up to making these videos? He actually started as an industrial design student in San Francisco. He was making chairs, but in the late '90s he moved to LA and started working in film. Why'd he switch fields? "Film seemed more of a kick than standing around in sawdust all day long."
He started working in post production, but things got strange. "It's not weird," explains Kippenberger, "just a little murky, which at first is alluring but in the long run was not sustainable." One entire post team he worked with got hooked on heroin and got fired. "They had this sophisticated script ring and were hitting drug stores in the Valley with fake casts and shit, and this at one of the premier post joints in the city."
So he left post production and started working at Ridley Scott Associates where he wrote music video concepts. He then left for Germany to become executive producer at Vice Germany. After that he made his move to the adult industry. At Vice and in the adult industry was where he learned everything he knew about distributing videos online.
"I liked the adult industry for its technical side," Kippenberger told me. "They are the silent pioneers of everything payment, streaming, etc. They built it all. They really need more acknowledgement."
Kippenberger worked in video streaming, encoding, transcoding and payments solutions, which isn't exactly what you expect when someone says they worked in the adult industry. Kippenberger was more obsessed with the technology anyway. He looks up to German programmer Fabian Thylmann, the reclusive "King of Porn" (according to the Financial Times), who revolutionized how porn could be distributed over the Internet. Free video clips and the advertising on pay-for-view websites are thanks to his work.
So how did he switch from real porn to car porn? Kippenberger told me that after a certain point he "just liked cars more than dealing with off-shore entities and bankers all day." It wasn't that difficult a change even. "[The] people are same. Most of the adult guys I know are into cars, so it was always a big part of our lifestyle."
And that's when Kippenberger discovered drones.
The drone thing was really just my way out of the boredom of film and video production.
I have always hated people who work on a film set.
It's all based on people forcing you to believe you need something only they know how to use blah blah blah - bunch of film bullies.
It's easy to focus just on those drones when you watch Kippenberger's videos. The aerial footage is just so wild, but when I pressed Kippenberger about his drones, Chris told me, "the drone is a flying camera, not a good idea generator." If it was just about his equipment, "we'd just have to buy a GoPro, but that [alone] doesn't make good films."
Kippenberger explained more why drones are so useful to him in an interview with Co.Create on Fast Company.
?The drone turns the camera into a flying camera which can shoot indoors and get very close to your subject while inducing childlike joy when retrieving footage,? Kippenberger told Co.Create. ?Then there?s the cost thing?at the end of the day it is a tool that won?t make movies on its own, but (UAVs) help open the door to unseen perspectives. The challenge for us is getting clients away from depending on agencies gobbling up their budgets when there is little reason to employ a team of 60 people to shoot a 30-second spot (when you have a drone).?
What's important to Kippenberger is how he trims the fat out of his production process, and how he offers clients great content without "selling them shit they don't really need."
Every time I see a production blocking a street employing 200 makes me feel that this way of producing is outdated. It's not just the production it's the entire creative process and industry around it. Agency, production, post production and all the people in between who want to be fed.
I asked him how he's able to get by without a big team. He said, "I'm ruthless."
I'm ruthless. Not sure if its going to give me cancer...It's about creating good content by all means necessary. It's not necessarily a way to make friends, but you do get respect.
I like the direct response these days, drum up an idea go shoot it, post it, next. It's the democratization of film making.
So what are Kippenberger's plans for the future? Well, there's some tech Kippenberger and Marcus are working on.
We have a lab for quite some time [and] we are working around the clock to lighten production. Ideally sort of a skunk works - the M or AMG divison of film production.
Its a lot about the stabilization system in my opinion we go through changes on a day to day basis...For instance in the handheld system we are sourcing intellectual property we developed in gimbal for the drones which are now in the hand set...
Expanding application is paramount - we are currently looking at r&d for sticking them on rc hovercrafts capable of speeds of 80km/h traveling on land, water, and snow.
But there's more to it than just tech.
The last 10 films where an exercise. They where a test to see what could be done under extreme circumstances. Very little budget and time. I was able to put together a production unit which can execute high value images in a very small footprint - light weight and efficient.
The next goal is to find partners and add scale.
If you look across his whole career, you can see how Kippenberger would end up where he is now. He left the film industry when he thought he could do something leaner than the big budget productions in LA. Working in the adult industry taught him how to distribute his work and how to draw up online traffic. When he started making his own videos, he kept things lightweight, which brought him to drones.
Conveniently, all of these themes come together in Kippenberger's just-released video. He said he was trying to pare down his car videos to have the same minimalism he tries to keep with his company. It's called "Maximum Reduction." I should let the sound and the visuals speak for themselves, but if this video is anything to go by, his upcoming work is going to be as good as ever.